Keywords:
1. The financial citizen and the market -- 2. The regulatory structure -- 3. An overview of financial services reform -- 4. Licensing financial services providers -- 5. The role of disclosure in the distribution of financial products -- 6. Selling financial products and other conduct -- 7. Deposit-taking and payments -- 8. Investment -- 9. Insurance -- 10. Consumer credit -- 11. Superannuation -- 12. Compliance, enforcement and remedies